Get the healthcare you need today.Pay over time.
PayPlan helps you finance healthcare expenses when you can't pay the full amount upfront. Apply in minutes. Receive a decision quickly. Get the treatment you need today.
How would you like to apply?
Choose whichever channel is easiest for you. Every path is fast, secure and paperless.
Four calm steps to treatment
From scanning a QR code to walking out with the care you need — usually in under 15 minutes.
Visit a Partner Healthcare Provider
Pharmacy, hospital, dental, optical or clinic — anywhere the PayPlan badge is displayed.
Scan the PayPlan QR Code
Or start your application directly on WhatsApp in seconds.
Complete Your Application
Share National ID, employment, income and amount needed. Get a credit assessment.
Get Your Healthcare
If approved, PayPlan pays the provider directly. You receive treatment today and repay later.
The relief of getting care, right when you need it
Behind every application is a person walking out with the treatment they need — and a plan they can actually afford.
A growing network of healthcare partners
Pay across the full continuum of care — from a repeat prescription to a specialist consult.
Care that shouldn't wait for payday
Medical Aid Shortfalls
Cover the gap your scheme won't.
Prescription Medication
Fill scripts today, repay later.
Hospital Deposits
Admission deposits, sorted.
Dental Procedures
Fillings, crowns and beyond.
Glasses & Lenses
New frames, contacts, exams.
Diagnostic Tests
Bloodwork, scans, imaging.
Specialist Consultations
See the right expert sooner.
Everything you need to say yes to care.
A calm, modern financing experience purpose-built for pharmacies, hospitals and clinics.
Fast Digital Approval
A decision in minutes, not days. Fully paperless, done on your phone.
Designed for people, not paperwork
Fast
Simple digital application from your phone.
Convenient
Apply wherever you are — home, work, clinic.
Secure
Your information is securely protected.
Flexible
Choose repayment terms that suit you.
Healthcare Providers
Ask your healthcare provider if they accept PayPlan. A searchable directory is coming soon.
Questions, answered
Don't delay the care you need.
Apply today and access healthcare when you need it most.